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How to Build a Full Online Banking Website (Complete Tutorial)

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This video provides a comprehensive tutorial on building a fully functional online banking website, showcasing features like user and admin dashboards, fund transfers, virtual card applications, loan applications, and currency swapping. It demonstrates the administrative capabilities to manage users, transactions, and settings, emphasizing the site's responsiveness and futuristic design. The tutorial also touches upon security features like two-factor authentication and account blocking.

Full Transcript

https://www.youtube.com/watch?v=iKtDylf62Ho

[00:00] This is how to view the latest online banking.
[00:05] As you can see, this is Chase Bank.
[00:07] This is a Chase Bank website.
[00:10] It's an online premium website.
[00:16] So, you can see the live chat just pop up.
[00:22] So, this site I'll be taking you through how this website work.
[00:26] Please note this video is for educational purpose only.
[00:29] and creating awareness.
[00:32] As you can see this is a multipurpose bank.
[00:35] You have dark theme and light theme.
[00:38] You can see the dark and the lighting is working.
[00:41] You have app can mobile app can download on Apple play store or Google play store.
[00:49] You can see this is a futuristic bank.
[00:53] So this is the contact us page where users or client can contact the bank admin.
[00:59] So this bank have two
[01:02] bank admin.
[01:02] So this bank have two section.
[01:04] You have the admin login section.
[01:04] You have the admin login section and the user login section.
[01:07] So section and the user login section.
[01:07] So let's log in the admin.
[01:09] This is the admin simp of the bank.
[01:12] As you can see we have total user zero.
[01:15] This is where you control everything in the bank.
[01:17] This is where you send money.
[01:23] This is where you This is the manager.
[01:25] That is where you manage the users.
[01:26] This is where you create a new user account.
[01:28] As a manager, you can create a user account.
[01:32] So we have two methods.
[01:33] Either you create a user on the manager side or you go to the website and create a user.
[01:38] So let's create a user.
[01:40] First name, last name, middle name, username, which click on next.
[01:43] Impute the email, the phone number, and the country.
[01:47] They click on next.
[01:49] Set currency.
[01:52] They have over 200 currency here.
[01:55] So let's say US dollars.
[01:58] Then account type, service account.
[01:58] Then transaction pin.
[02:01] Let's put 1 2 3 4.
[02:01] Then the next step is the password.
[02:03] The next step is the password.
[02:03] Then click on agree to terms and terms.
[02:07] Then click on agree to terms and terms of service.
[02:07] Then create account.
[02:07] Voila.
[02:10] Of service.
[02:10] Then create account.
[02:10] Voila.
[02:10] As you can see our account is created.
[02:12] As you can see our account is created.
[02:12] So let's check our profile.
[02:15] Can see our profile.
[02:15] Can still verify our KFC.
[02:15] Okay.
[02:18] Profile.
[02:18] Can still verify our KFC.
[02:18] Okay.
[02:21] Sorry, KYC.
[02:21] So next, let's change our.
[02:24] So next, let's change our logo, our display picture.
[02:26] Let's just add a random.
[02:29] Add a random profile picture.
[02:31] Profile picture.
[02:31] So I'll be taking you through how this.
[02:33] So I'll be taking you through how this website work.
[02:33] Can see action successful.
[02:36] Website work.
[02:36] Can see action successful.
[02:38] So you can see, let's go to the dashboard.
[02:38] We have Z.
[02:42] So as we refresh our admin, you can see.
[02:44] So as we refresh our admin, you can see we have one user.
[02:47] We have one user.
[02:47] So.
[02:49] So you can see our details.
[02:52] You can see our details, transfer code, everything's here.
[02:56] Transfer code, everything's here.
[02:56] So that's live chat.
[02:56] You can see the.
[03:00] So that's live chat.
[03:00] You can see the the site is responsive.
[03:02] The site is responsive.
[03:02] Let's go to transaction section.
[03:02] No
[03:04] Let's go to transaction section.
[03:04] No transaction yet.
[03:06] This is where you can apply for virtual card.
[03:09] I'm trying to make this video short.
[03:12] I don't want a long video.
[03:14] This to make a long video.
[03:16] So this where you make your local transfer.
[03:19] This where you make local transfer.
[03:20] This where you make international transfer to PayPal, cash app, cryptocurrency or any type.
[03:25] So this is where you make deposit.
[03:28] You can deposit through credit card, USDT, bank transfer, PayPal or Bitcoin.
[03:33] So this is where you swap.
[03:36] This website have where you can swap USDT to Bitcoin.
[03:38] You can swap from Bitcoin to you can swap your money to Bitcoin.
[03:43] So this is where you apply for loan.
[03:45] A user or client can apply for loan.
[03:48] This is where a user or client apply for tax refund.
[03:54] And here is the section for grant.
[03:56] You can apply as an individual individual or as a company.
[04:01] So setting this is where you set your name, your profile, your number and the
[04:05] name, your profile, your number and the rest your date of birth.
[04:08] rest your date of birth.
[04:08] Then the last one is the ticket support.
[04:10] Then the last one is the ticket support.
[04:10] This is where you submit tickets as a user.
[04:12] This is where you submit tickets as a user.
[04:13] If you want to if you're having any issue, you can either submit tickets or use the live chat option to chat with the admin.
[04:15] any issue, you can either submit tickets or use the live chat option to chat with the admin.
[04:19] or use the live chat option to chat with the admin.
[04:21] with the admin.
[04:21] So as you can see we have total user one.
[04:24] So as you can see we have total user one.
[04:24] So we just the one we just created which is rich voice tech.
[04:26] one. So we just the one we just created which is rich voice tech.
[04:26] So let's try and credit our account.
[04:28] which is rich voice tech.
[04:28] So let's try and credit our account.
[04:33] and credit our account.
[04:33] Click on credit.
[04:33] Can do many things here.
[04:35] credit. Can do many things here.
[04:35] This is the where you can edit everything about the user.
[04:38] the where you can edit everything about the user.
[04:38] You can block account, you can send email, you can credit, you can debit, you can generate transaction, you can edit balance, you can set limit, anything you want.
[04:39] the user.
[04:39] You can block account, you can send email, you can credit, you can debit, you can generate transaction, you can edit balance, you can set limit, anything you want.
[04:41] You can block account, you can send email, you can credit, you can debit, you can generate transaction, you can edit balance, you can set limit, anything you want.
[04:43] email, you can credit, you can debit, you can generate transaction, you can edit balance, you can set limit, anything you want.
[04:45] you can generate transaction, you can edit balance, you can set limit, anything you want.
[04:47] edit balance, you can set limit, anything you want.
[04:47] So this is the mobile view.
[04:49] anything you want.
[04:49] So this is the mobile view.
[04:49] This is how it look like on mobile phone.
[04:52] view. This is how it look like on mobile phone.
[04:52] You can see it is very very futuristic.
[04:55] phone. You can see it is very very futuristic.
[04:55] Very very futuristic.
[04:56] futuristic.
[04:56] Very very futuristic.
[05:01] And if you need the app, you can turn the website to an app.
[05:03] And if you need the app, you can turn the website to an app.
[05:03] Just hit us up.
[05:07] the website to an app.
[05:07] Just hit us up.
[05:08] So this where you set everything the bitcoin wallet of the user.
[05:12] bitcoin wallet of the user everything.
[05:14] everything.
[05:14] So put the pin.
[05:19] Voila.
[05:22] You can see how it look like on mobile.
[05:25] So now we can change the color.
[05:27] If you want to change the color to red, yellow, anything, you can change the color.
[05:33] So let's go back.
[05:33] Let's go back.
[05:37] So let's go back.
[05:37] Let's go back.
[05:37] So, let's credit this our account with uh $5 million.
[05:46] $5 million.
[05:46] Account can either put it on the Bitcoin section or the account section.
[05:53] Then account type, select international transfer or local transfer.
[05:57] Sender name.
[05:57] Let's just put a random name.
[05:59] Mr. demo description.
[05:59] Fundy.
[05:59] Back address.
[06:02] A random address.
[06:02] Then date.
[06:04] You can back dates.
[06:04] You can put a random dates then put a time.
[06:09] put a random dates then put a time.
[06:12] So the next where you can send SMS or email alerts to user client.
[06:16] This email alerts to user client.
[06:18] This website automatically send alerts to users.
[06:20] You can see our account is created credited with 5 million.
[06:22] So let's go back to our page and refresh.
[06:24] See we now have 5 million.
[06:27] Let's check out the PC view.
[06:32] Let's refresh the site.
[06:34] Voila.
[06:34] As you can see, we have 5 million USD on our balance.
[06:38] This is a premium online banking website.
[06:42] So, let's debit this time.
[06:46] Let's debit the account with let's say $1 million.
[06:50] We created with 5 million.
[06:52] Let's debit with $1 million.
[06:56] Just say local transfer receiver bank.
[06:59] Put any bank receiver name Mr. demo too.
[07:03] Then receiver account number, put a random account number, put a random address, description, withdraw, then
[07:10] address, description, withdraw, then dates.
[07:13] You can also back dates or put dates.
[07:13] You can also back dates or put any date and you can also send SMS alert any date and you can also send SMS alert or email alert.
[07:19] Click on fun account.
[07:19] As you can see, our balance is now 4 million from 5 million.
[07:25] So let's refresh this.
[07:27] You can see 1 million debit debt.
[07:29] Let's ref the mobile view.
[07:32] See we now have $4 million in our balance.
[07:39] So you can check transaction.
[07:44] can generate more transaction if you want.
[07:47] You can generate up to 20 transaction if you want transaction to if you want the account to have history.
[07:53] So here you can edit balance.
[07:55] So let's edit this our balance from 4 million to 8 million.
[08:00] Click on it.
[08:00] Then click on submit.
[08:04] So you can see we now have 80 million as our balance.
[08:08] So let's go back and refresh our user dashboard.
[08:08] You can see
[08:10] refresh our user dashboard.
[08:10] You can see 8 million.
[08:12] So let's check the mobile view the mobile version.
[08:15] You can see from 4 million to 8 million.
[08:18] So you can do so many things with it.
[08:21] So the next step you can set transfer limit.
[08:23] So let's just leave it at 500,000.
[08:26] You can set two factor authentication on the bank for more security.
[08:28] You can send email, you can reset password, you can do so many things with the admin side.
[08:33] And on the admin, you can also do settings.
[08:36] The bank name, title, WhatsApp number, your site logo.
[08:38] This where you change it.
[08:41] And this where you are you add your own transfer code.
[08:44] As you can see, we have five different transfer code.
[08:46] You might want to use this transfer code to bill your user or client, you know, depending on how you work.
[08:48] So, we had five different friends and you can decide to off it or on it.
[08:50] So, we'll be making a transfer and testing it out.
[08:52] So, let's try and send money.
[09:11] So, let's try and send money.
[09:11] Let's send money.
[09:13] Let's send money.
[09:13] Let's make a local transfer first.
[09:15] transfer first.
[09:15] Let's make a local transfer.
[09:18] Can see our balance is 80 million.
[09:18] So let's transfer 500,000
[09:24] that's half a million USD.
[09:26] So then let's impute the beneficiary details, the name, the account number,
[09:32] the bank name, the account type, the routing number, the swift code,
[09:40] then description,
[09:43] then pin, then click on preview.
[09:45] So preview the account.
[09:47] If you are good to go, you click on continue transfer.
[09:49] You can see it's processing it demand for code
[09:53] demand for like two five codes.
[09:57] So so you can see demanded for IMF code which
[09:59] is international monetary fund code.
[10:01] So go back to your ad you scroll down
[10:05] you'll see it paste the code.
[10:08] Click on confirm you see.
[10:08] So it demand for another code.
[10:15] Okay demand for switch code.
[10:19] So go back though we have different type of code but due to this video I don't want this video to be long.
[10:23] So let me just off the rest code that two code is okay.
[10:25] Let me go back to transfer code and of the next three code.
[10:29] I don't want this video to be to be long.
[10:34] to be long off of off off.
[10:36] So once you done that click on update.
[10:40] So let's go back confirms with code.
[10:43] So it will not demand for any code again.
[10:47] Um but you can decide to offer the whole code depending on how you want to use it.
[10:48] You can see transfer successful 500 USD has been successfully transferred.
[10:51] So you can print out the receipts, you can share the receipts, anything.
[10:53] So let's view the receipts.
[10:55] This site automatically generates receipts.
[10:58] So you can see the receipt is what you can send to your client or you print it out if you have a printing machine connected to your system.
[11:19] So let's go back.
[11:19] Let's go back.
[11:23] So let's go back.
[11:23] Let's go back.
[11:23] Can see the 500 that be debited.
[11:26] Can see the 500 that be debited.
[11:26] Let's check out our transaction.
[11:29] check out our transaction.
[11:29] So no, you have to approve it is pending.
[11:31] So no, you have to approve it is pending.
[11:31] So go back to your limit to approve the transaction.
[11:33] pending. So go back to your limit to approve the transaction.
[11:33] Go to click on transfer transactions.
[11:35] approve the transaction. Go to click on transfer transactions.
[11:35] Then locate it.
[11:39] transfer transactions. Then locate it.
[11:39] So you can decide to put it on hold or reject.
[11:42] So you can decide to put it on hold or reject.
[11:42] But for this video, let's put it on pig.
[11:44] reject. But for this video, let's put it on pig.
[11:46] on pig.
[11:46] You put the date, the time, and click on process.
[11:50] You put the date, the time, and click on process.
[11:50] Voila.
[11:53] Voila. So, let's check our email.
[11:53] So, let's check our email.
[11:57] You can see all our alerts.
[11:57] You can see all our alerts.
[11:59] can see all our alerts.
[11:59] You can see email alerts.
[12:01] You can see email alerts. This is when we created the account.
[12:01] This is when we created the account.
[12:03] we created the account. They sent us an email.
[12:03] They sent us an email.
[12:05] email. This is when we credited the account with uh five $5 million.
[12:05] This is when we credited the account with uh five $5 million.
[12:08] account with uh five $5 million.
[12:08] They sent us the alerts, debit alerts, transfer alert, everything.
[12:13] sent us the alerts, debit alerts, transfer alert, everything.
[12:13] So this website automatically send web uh alerts
[12:16] transfer alert, everything. So this website automatically send web uh alerts
[12:20] website automatically send web uh alerts to users.
[12:24] So let's refresh from pending to processed.
[12:29] processed. You can see the transfer be approved.
[12:36] So let's go to the next section. Let's apply for card.
[12:41] You can apply for master card, visa card or American Express.
[12:44] So for this video let's ask for master card impute the level let's select good.
[12:51] then the currency US dollar then daily spending limit.
[12:57] the card holder the address and the city.
[13:00] okay let's change this to 1,000 okay you can see your virtual card is pending.
[13:08] so to approve it go back to your admin login and click on virtual card click on all cards.
[13:14] You can decide to approve or reject.
[13:16] So let's approve it. Let's refresh it.
[13:19] Return to P from pend to active. So our
[13:23] Return to P from pend to active.
[13:23] So our online virtual card is now active.
[13:27] online virtual card is now active.
[13:27] So you can give use it for or your client to shop online.
[13:31] So you can give use it for or your client to shop online.
[13:33] So let's flip the card.
[13:35] card.
[13:37] Can see generate the bank generates credit card for users.
[13:40] generate the bank generates credit card for users.
[13:43] So let's go back to the dashboard.
[13:46] to the dashboard.
[13:46] Let's try and add money.
[13:49] So you can add money with credit card, USDT, bank transfer, PayPal or Bitcoin.
[13:50] money with credit card, USDT, bank transfer, PayPal or Bitcoin.
[13:53] So you can also try you can also add more payment gateway though.
[13:55] also try you can also add more payment gateway though.
[14:00] So let's add $10,000 with using USDT.
[14:03] with using USDT.
[14:03] You can see you can either scan this area code or copy the code.
[14:05] either scan this area code or copy the code.
[14:07] And let me show you where you can set this place.
[14:10] set this place.
[14:10] This your USDT.
[14:10] You can set it up.
[14:11] Go to the admin section.
[14:11] Go to settings.
[14:14] Go to payment settings.
[14:16] As you can see, we have various type of payment here.
[14:18] you can see, we have various type of payment here.
[14:18] You can decide to add any payment method.
[14:22] payment method.
[14:22] So this is the USDT.
[14:22] So you can see the same wallet with the one
[14:24] you can see the same wallet with the one on the side.
[14:26] So you can decide to change it and add your own personal USDT.
[14:29] So if users or client make payment, you receive it.
[14:31] So once they make payment, let's they will upload proof.
[14:34] You can see account fund successfully.
[14:37] So, the admin needs to approve the transaction.
[14:40] You can see it's pending.
[14:41] The $10,000 is pending.
[14:44] Go back to the admin.
[14:46] Go to transaction user deposit.
[14:52] Then you can see the proof either delete or proceed.
[14:57] So, let's click on proceed and say processed.
[14:59] So, let's refresh it.
[15:01] You turn from pend to processed.
[15:04] You can also print as received.
[15:07] As you can see this bank is very very premium.
[15:10] So let's go to the next step.
[15:12] You can pay B.
[15:18] You can check out bank details.
[15:20] You can make transfer.
[15:22] You can also request for deposit.
[15:26] Also request for deposit.
[15:26] You can see the email alert.
[15:31] You can see the email alert.
[15:31] See they send us alert for the money we funded in the account for the deposits.
[15:36] funded in the account for the deposits for the deposit we made.
[15:39] So let's go to the next step.
[15:39] Let's try apply for loan.
[15:41] This is bank.
[15:41] You can also apply for loan.
[15:45] This is my this is the bank details.
[15:46] This is the user bank details.
[15:46] They have both bank bank name, bank account and bitcoin wallet.
[15:52] You can also change this bitcoin wallet to yours.
[15:54] If you get the script or get the website.
[15:57] So this is the loan section.
[15:59] This is where a user can apply for loan.
[16:02] So for this tutorial, let's try and apply for $1 million worth of loan.
[16:08] Duration 12 months.
[16:08] Credit facility choose anything.
[16:11] Purpose of loan let's say business.
[16:14] Then monthly net income this is how much you are getting every month.
[16:17] Then I agree to times and condition.
[16:20] Submit the loan process.
[16:23] So once a user the law process the admin
[16:27] Once a user, the law process, the admin can either approve or decline.
[16:31] If it's not good with it, let's go back to the administration loan.
[16:33] You can see pending.
[16:35] Click on more option.
[16:39] So approve it.
[16:41] The loan will be approved.
[16:43] So the money, the low amount will be added to our balance.
[16:46] You can see $1 million loan status process.
[16:48] Can see the amount is added.
[16:52] So we now have $8.5 million US.
[16:55] So you can also swap.
[16:58] So the next step, let's swap our currency to be Bitcoin.
[17:00] Let's swap like let's swap $2 million to Bitcoin.
[17:04] You can see our client can swap their money to Bitcoin.
[17:06] You can see 2 million NRA have be $2 million be debited and we now have 17.6 Bitcoin on our bank.
[17:08] Can decide to swap back, swap back the Bitcoin to normal money.
[17:28] bitcoin to normal money.
[17:28] So this bank have so many function.
[17:31] So this bank have so many function.
[17:31] So once you get the scripts you have access to other fortune I don't want this video to be that long.
[17:35] I want to make a short video today.
[17:38] So this way you can block an account.
[17:42] So let's block the account.
[17:44] You can see we have blocked this user account.
[17:45] So once an account has been blocked a user cannot access the account again.
[17:48] You can see it have the user have been logged out.
[17:50] So let's put the username and password and check if you can access it again.
[17:53] As you can see account block your account have been blocked for security reason.
[18:05] Please contact support.
[18:05] So you can still use this to be your client or or the user.
[18:10] So let's unblock the account.
[18:14] So you can do so many things with this bank.
[18:19] Input password.
[18:21] Sign into account.
[18:26] You put the pin
[18:31] As you can see the account is back.
[18:34] As you can see the account is back.
[18:36] So if you need this online banking website, if you need this online banking website, I will leave a link below where you can.
[18:37] I will leave a link below where you can contact us to create for you.
[18:40] You can contact us to create for you.
[18:43] You can see the mobile view. The mobile view is see the mobile view. The mobile view is both responsive and they have light.
[18:45] Both responsive and they have light theme and dark theme.
[18:47] So if you need theme and dark theme. So if you need this website, just hit us up.
[18:51] Or if you this website, just hit us up. Or if you need a script, if you need a script.
[18:54] Need a script, if you need a script, maybe you have a host and you have a.
[18:55] Maybe you have a host and you have a domain, you need a script, just hit us.
[18:58] Domain, you need a script, just hit us up.
[19:03] Okay, let's test out the live chat.
[19:05] This okay, let's test out the live chat. This the live chat section.
[19:07] A user can chat live with the customer.
[19:11] Live with the customer.
[19:15] So as an admin you have the power to approve or reject the chat.
[19:19] So approve or reject the chat.
[19:21] So let's accept the chat. I want to make a transfer.
[19:25] Accept chat.
[19:28] So the admin can reply. You make deposit to your account.
[19:34] You make deposit to your account.
[19:34] So the user will see it.
[19:37] So the user will see it.
[19:37] So reply.
[19:37] Okay.
[19:37] So this way you chat.
[19:39] So reply.
[19:39] Okay.
[19:39] So this way you chat live.
[19:41] live.
[19:41] If you have a user or client on your
[19:43] If you have a user or client on your website, you can chat with him or her
[19:45] website, you can chat with him or her live
[19:46] live maybe to direct them to make payment or
[19:48] maybe to direct them to make payment or how it works in case they have any
[19:50] how it works in case they have any question.
[19:54] So this is the simple online banking website.
[19:57] It's not simple, it's powerful.
[19:58] powerful.
[19:58] So please, this video is for educational purpose only.
[20:00] So please, this video is for educational purpose only.
[20:03] This video is for educational purpose only.
[20:05] If you need this website or you need the script, I
[20:07] this website or you need the script, I will leave a link below where you can
[20:08] will leave a link below where you can contact fish boy tech to get it.
[20:11] Thank you.
[20:11] If you have any question, leave it on the comment section below.
[20:14] on the comment section below.
[20:16] And do well to like, share, and subscribe.
[20:19] And also check out my other videos.
[20:21] subscribe.
[20:21] And also check out my other videos.
[20:24] I have other interesting videos.
[20:26] I have videos for shipping and the rest.
[20:26] Bye.

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